Open a Checking Account and Skip Your Next Auto Loan Payment!

Enjoy the flexibility of skipping your next auto loan payment1 PLUS,you could earn 5.00% APY* with PCCU Cash Checking.2
Added Bonus

How It Works

Skip your next month’s auto loan payment1 when you open any new PCCU checking account.

BONUS: Open a PCCU Cash Checking Account2 and earn 5.00% APY* on balances up to $15,000 when these monthly qualifications are met:

  • At least 15 point-of-sale (POS) transactions each cycle
  • At least one direct deposit or ACH each cycle
  • Enrolled in eStatements

Please Note: Your Skip-A-Pay Agreement will be sent via an eSign document to your email address that we have on file.

Frequently Asked Questions

Answers to the most common questions that you may have about the Skip-A-Pay offer, along with other important information.

Yes, as long as your name is on the auto loan and on the new checking account.

First-time users can easily sign up for online banking on our website. It’s quick and simple.

Click here to get started.

  • In the Welcome Letter that was sent when the auto loan was opened
  • Text or call our Member Service Center: 715-536-8351 Monday-Friday, 8:00am-5:00 pm

You have 3 options on how to apply.

No, there is no fee.

Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Park City Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Business People

Need Further Assistance?

Give us a call at 715-409-2350 or stop by one of our branch locations.

Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536

*APY = Annual Percentage Yield. APYs accurate as of 01/01/2025. Rates may change after account is opened. The minimum to open account online is $5.00.

1Offer subject to payment history, all Park City Credit Union loans must be current and in good standing. The program will extend the term of the loan and interest will continue to accrue during the skip-a-pay period. Any voluntary payment protection premiums will continue to be added to the loan balance monthly. A separate Extension Agreement will be emailed and must be electronically signed by all loan parties involved in the debt before the program will take effect. All Extension Agreements must be received by December 16, 2025. PCCU is unable to return payments that have already been processed. This offer is not available to existing Park City Credit Union checking account holders or members whose checking accounts have been closed within 90 days or closed with a negative balance.

2PCCU Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.00 receive APY of 5.00%; and (3) balances over $15,000.00 earn 0.05% dividend rate on the portion of the balance over $15,000.00, resulting in 0.68% – 5.00% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle PCCU Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Cash account. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Actual dividend paid may be less than advertised PCCU Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Credit terms and conditions apply.

IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed. If Park City Credit Union has set up an automatic payment to your loan, the payment(s) for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month. Offer expires December 16, 2025.